Does my insurance cover me to drive a courtesy car?
Will my car insurance give me a courtesy car? Check your insurance policy – if you have fully comprehensive cover, it is likely, though not certain, that you will have cover for a courtesy car. If you have third-party or third-party, fire and theft insurance, then standard cover for a courtesy car is less likely.
Can I get a courtesy car while my car is being serviced?
If you provide your Retailer with three weeks’ notice when you book the service, they will be able to give you a standard courtesy car which may still meet your requirements.
Do you get a courtesy car with warranty?
Claiming against a manufacturer warranty on a new car should be fairly straightforward and won’t cost you a penny, and many dealerships will also provide a courtesy car while yours is in for repairs.
Do you have to pay for damage on a courtesy car?
Even though you’re being offered a courtesy car, it’s not a foregone conclusion that you’ll be covered under their insurance policy. You may need to pay an additional cost to the car provider or have it added to your existing policy for an extra payment.
Am I insured to drive a garage courtesy car while my own car is being serviced?
Will my courtesy car be insured? It might be. If you’re getting repairs carried out on your car, then your garage could provide a courtesy car. However, you won’t necessarily be covered under their insurance policy, so you may need to temporarily add it to your own policy for the duration of repairs.
How long can I keep a courtesy car?
How long can I keep a courtesy car? A courtesy car is usually only available whilst repairs are being completed or until a write-off settlement is agreed. A limit will be set, however; a maximum of 14 or 21 consecutive days is most common, but check the details of your policy to be sure.
How long should it take to get a courtesy car?
Most insurers agree that you can keep a courtesy car for as long as the repairs on your vehicle take, whether this be just a couple of days or a few weeks, for example. If it’s decided that your car is a write-off, you may be able to keep the courtesy for a further 14 days.
What happens if someone hits your courtesy car?
When making a claim following an accident in a courtesy car, your claim is made against the individual who caused the accident but as long as they hold a valid car insurance policy, their insurer should provide them with indemnity and deal with the claim on their behalf.
What happens if you crash your courtesy car?
What happens if I have an accident in my courtesy car? The good news is that a courtesy car is likely to have the same level of accident cover as your existing policy. That means if you have an accident in the replacement vehicle, you should only have to pay your excess.
What happens if you crash a courtesy car?
Is there such a thing as a courtesy car wash?
There’s clean. And then there’s Courtesy Car Wash clean. Courtesy Car Wash is your one-stop shop for taking care of your vehicle inside and out. We provide full service washing and detail services, along with a variety of waxes, conditioners, and fragrances to put the percent finishing touch on your vehicle.
Why do you need car insurance with LV =?
At LV=, we know life isn’t always a smooth ride. So it’s important to have car cover that meets your needs at a price which is affordable to you. to make sure you get a fair price for your vehicle, and get you back on the road as soon as possible.
Can a claim be made on a LV = policy?
If you have to make a claim on your policy, and we can’t recover our costs from the person or people who are at fault, your NCD may be reduced. If you’ve earned four or more years NCD, add this optional extra to protect your NCD for the life of your LV= policy.
What happens if you dont use LV = recommended repairer?
*If you don’t use an LV= Recommended Repairer you will need to pay an additional £200 excess and we can’t offer a courtesy car (if you have this cover) or warranty on the repairs. If playback doesn’t begin shortly, try restarting your device. Videos you watch may be added to the TV’s watch history and influence TV recommendations.